The following are items that can be insured as part of Property insurance:
- Building
- Personal Contents (Attach List)
- Furniture & Fixtures (Attach List)
- Stock (Attach List)
- Machines (Attach List)
- Office Equipment (Attach List)
Other Perils to be Insured:
- Fire, Lightning, Thunderbolt
- Malicious Damage
- Riot and Strike
- Explosion
- Hurricane
- Windstorm
- Tornado
- Cyclone
- Hail
- Typhoon
- Earthquake and Volcanic Eruption to include Flood caused
by these perils.
OTHER RISKS THAT MAY BE PURCHASED FOR AN ADDITIONAL PREMIUM:
- Theft
- Loss of or Damage to Servants Property
- Additional Expense for Alternative Accommodation/Loss of Rent
- Liability to the Public
- Compensation for Death of the Insured
- Aircraft or other Aerial Device
- Bursting or Overflowing of a Water Tank Apparatus or Pipe
- Vehicle Impact with the Buildings
Property Claim
What You Must Do After A Loss:
- Report the claim to our Claims Department immediately and fill out a Proof of Claim form
- Take Pictures of the damages
- Provide Two Estimates for repair
- Meteorological Report
- In the case of a fire you will need a Fire & Police Report.
- Protect your property from any further damages
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