What to do in the event of an accident:
- Notify Police as soon as possible.
- Obtain the names of persons involved in the accident.
- If possible, write down the License Plate Number, Insurance Policy Number, or Vehicle Identification Number.
- Get names and addresses of witnesses and any injured persons.
- Go to nearest ICB Office and notify one of our Claims Officers.
- Do not admit fault or liability.
What you need to bring to our office to make a Claim:
- Death Claim needs to following documents:
- Registered Death Certificate
- Birth Certificate of deceased person
- Marriage Certificate (if deceased was married)
- Birth Certificate of children (if any)
- Parent's Identification
- Wife's Identification
- I.D. of person making claim (next of kin)
- Injury Claim needs the following documents:
- Receipts
- Medical Report
- Certificate from doctor authorizing disability (period not able to work)
- Certificate from doctor authorizing therapy (if necessary)
- I.D. of person making claim
- Property Claim needs the following documents:
- Pictures
- Estimate for body works (labor)
- Estimate for mechanical damages (if any)
- Estimate for mechanical parts (if any)
- Estimate for structural parts (lights, grill, bumper, etc. if any is needed)
If the motor vehicle is a Total Loss, a report will be necessary.
Report must include the value of the vehicle before the accident and the value of the vehicle after the accident.
- The following are also required from both the Insured and the Claimant:
- Copy of Driver's License
- Copy of Insurance Policy
- Copy of Certificate of Registration
If the Claimant does not own the vehicle, a letter of authorization is required.
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